术语“抵押”的详细信息
| 数据项 Items | 术语信息 Info. |
|---|---|
| 汉语术语编号 Term No. | 79000098 |
| 所属学科 Subject | 经济学 Economics |
| 汉语术语词性 POS | n./v. |
| 汉语术语分词 Segmentation | 抵押/ |
| 汉语术语长度 Length | 1 |
| 关联术语表达 Association | |
| 搭配信息 Collocation | 抵押担保债券mortgage-backed security 次级抵押贷款subprime mortgage 不动产担保抵押real estate mortgage guarantee 抵押贷款mortgage loans 住房抵押贷款residential mortgage |
| 编纂人 Compiler | 朱敏岚 |
| 编纂日期 Date of Compilation | 2016-02-18 00:00:00 |
汉英语境1
英译术语:
mortgage
汉语语境:
住房抵押贷款证券化的实质是为发放住房抵押贷款的金融机构提供一种融资制度安排。目前，中国推行住房抵押贷款证券化的基础还十分脆弱，基本上不具备大规模开展住房抵押贷款证券化的条件。
英语语境:
The essence of mortgage-backed securitization is a kind of financing arrangement offered to the financial institutes who grant mortgage loans. At present, there is no condition to promote such securitization on a large scale under the weak financial support in China.
汉英语境2
英译术语:
collateral
汉语语境:
在企业申请担保贷款投资项目中，大多数中小企业缺乏可抵押标的，这导致了中小企业信贷交易中担保风险的生成。企业申请担保贷款投资项目的平均成功概率与企业提供的担保标的的价值成正相关关系。企业提供抵押是有效抑制或消除担保机构与中小企业之间信息不对称及由此而引发的逆向选择和道德风险问题的关键和必要条件。
英语语境:
In applying for secured loan application in the enterprise investment projects, the majority of SMEs (small and medium enterprises) are lack of collateral, which makes the SME credit guarantee transactions generate risk. The average probability of success in applying is positively related to the value of the collateral. The collateral is crucial and necessary to control or eliminate the information asymmetry between security agencies and SMEs, as well as the adverse election and moral hazard.