术语“定期存款”的详细信息
| 数据项 Items | 术语信息 Info. |
|---|---|
| 汉语术语编号 Term No. | 79000111 |
| 所属学科 Subject | 经济学 Economics |
| 汉语术语词性 POS | n. |
| 汉语术语分词 Segmentation | 定期/存款/ |
| 汉语术语长度 Length | 2 |
| 关联术语表达 Association | 活期存款 |
| 搭配信息 Collocation | 定期存款账户fixed deposit account 定期存款利率fixed deposit interest rates 定期存款投资fixed deposit investments |
| 编纂人 Compiler | 樊彩妮 |
| 编纂日期 Date of Compilation | 2015-08-01 00:00:00 |
汉英语境1
英译术语:
fixed deposit
汉语语境:
定期存款是银行提供的一种金融工具，在相同的存款期限中，相比活期存款，定期存款的利率更高。定期存款有时需要新开账户。
英语语境:
A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.
汉英语境2
英译术语:
term deposit
汉语语境:
记者了解到，市内部分商业银行推出了提前支取可按定期结算利息的定期存款。据了解，此举打破了“定期存款提前支取按活期计息”的商业银行定期存款计息一贯规则。工商银行重庆市分行有关人士称，该行近期推出了“节节高Ⅱ号定期存款”，储户不用担心定期存款提前支取利息全变活期。民生银行重庆分行有关人士也表示，该行也推出有定期存款提前支取按定期结算利息的业务。在市内金融行业人士看来，随着利率市场化的进一步推进，一些商业银行也加大了对存款产品的创新，从而不断增强储户的用户体验。
英语语境:
The Reserve Bank of India (RBI) has allowed banks to offer differential interest rates, based on whether their term deposits are with or without a premature withdrawal facility. Liquidity or ease of withdrawal, touted as the biggest advantage of bank fixed deposits (FDs), might soon be restricted due to this move. In its sixth bi-monthly monetary policy review, in February, the central bank had decided to introduce the feature of early withdrawal facility in a term deposit as a distinguishing feature for offering differential rates of interest.