术语“支票”的详细信息

英译术语:

cheque

汉语语境:

从二十世纪五十年代全球第一张信用卡诞生至今，信用卡业务已经走过了五十多年的发展历程。随着世界经济的发展和信息科技水平的提高，信用卡逐渐成为一种集存取现金、转帐结算、商户消费、循环信贷等多项功能于一体的金融产品，日益受到人们的青睐。在像美国这样的西方经济发达国家，个人信用卡、单位信用卡已经成为个人、单位购买商品和劳务的主要支付方式，也极大地刺激了消费信贷业务的发展，对整个国民经济的增长发挥着重要作用。与此同时，优化的产品结构使信用卡正在逐步替代现金和支票，信用卡也改变了传统银行业的竞争方式和营销获利手段，成为西方众多商业银行的标志性业务。如今，信用卡业务已经成为西方经济发达国家中一些大银行的主要收入来源之一，也日益成为商业银行之间竞争的焦点。

英语语境:

From the 20th century, fifty years up to now, credit card business has gone through the course of 50 years.With the development of the world economy and information technology, credit card gradually becomes one type of financial products which including withdrawing cash, business expense and revolving credit.Such as USA, which is the developed Western country, personal credit card and corporate card have become the main methods of individual and company purchasing goods, also greatly stimulated the development of consumer credit business and play an important role on the growth of national economy.At the same time, optimization of product mix let credit gradually replace the cash and checks, change the traditional way of competition in the banking sector profitability and marketing tools and as the symbol of many commercial banking. Now, credit card business has become one of the main sources of revenue in the developed Western countries and also increasingly become the focus of competition among commercial banks.