术语“民事债务”的详细信息

英译术语:

civil debt

汉语语境:

中国的信用卡市场发展迅速，有关的债务纠纷也逐年增加，并引起了广泛的社会争议。信用卡的民事债务纠纷类型之一“持卡人违约债务纠纷”：持卡人没有在合理期限内还款，对使用信用卡发生的利息及费用有争议，认为银行通过格式条款，强迫其承担了过高费用。

英语语境:

With the rapid development of China's credit card market, debt disputes increase year by year, and cause a wide range of social controversy. One of the categories of civil debt disputes is cardholder defaulted debt dispute: the cardholder fails to repay within a reasonable period, and disagrees on the interest and fees on the use of credit cards, believing that the bank force him/her to bear the high costs by standard terms.